




| (615) 469-0240 |

| "When It's Time to Come Home"... |
| You may obtain a copy of your credit report, free of charge, by contacting each of these 3 agencies in writing. OR... If you plan to purchase within 60 days, we can pull your Equifax report immediately, at no cost to you. OR... We can pull all 3 reports immediately. The cost for this report is $20.00 per social security number. WE must have your credit score from ALL 3 bureaus to know if you can obtain financing. |

| "We will never change what we can tolerate". |
| "When It's Time to Come Home" |